Maniprakash Balasubramanian is a senior manager at Deloitte. He helps clients with their as-a-service transformations through subscription and flexible consumption models that leverage SAP Billing and Revenue Innovation Management.

Shovanjit Gangopadhyay is a manager and lead advisor in Deloitte's SAP Billing and Revenue Innovation Management practice. He has more than nine years of experience with delivering complex client engagements and designing and implementing creative business and technology solutions using SAP Billing and Revenue Innovation Management and SAP Subscription Billing for the telecommunications, high-tech, manufacturing, and media and technology industries.

Clement Sanjivi is an author and leader in Deloitte's SAP practice. He architects and delivers business transformation programs with a primary focus on anything as a service transformations. He has rich experience in subscription- and usage-based business models across many industries and global implementations leveraging SAP solutions such as SAP Billing and Revenue Innovation Management.

Andreas Tan is a technology fellow in Deloitte's SAP practice. He is the chief architect with the focus on global as a service and digital transformational programs across a variety of industries leveraging SAP S/4HANA, SAP Billing and Revenue Innovation Management, and other technologies. He has more than 25 years of hands-on experience in implementing complex large-scale projects and designing business transformations to create a new economy model: the "subscription economy."